Young couple in a car

Personal Loans


Whatever your borrowing needs, we’re here to help with expert advice and a wide variety of financing options.

Bar Harbor Personal Loans

Personal loans can help provide you with funds for a variety of purposes, including making a large purchase such as a vehicle or engagement ring, paying for unexpected expenses like home repairs or emergency bills, or even consolidating high interest debt. We offer both fixed rate secured loans and unsecured loans with competitive rates and loan terms.

New or Pre-Owned Vehicle Loans

Whether you are looking at new or used vehicles, our financing options can get you on the road. We offer financing for new or pre-owned1 cars, light trucks, and motorcycles. And you can get an interest rate reduction of 0.25% by setting up an automatic loan payment from your Bar Harbor Bank & Trust checking or savings account.

Recreational Vehicle and Boat Loans

We can help you enjoy the outdoors with a loan to purchase a boat, snowmobile, garden tractor, ATV, or motor home. New or used, we can provide financing to get you moving in the right direction.

Deposit Secured Loans

We can help you achieve your goals faster with a loan that allows you to use your money on deposit at the bank as collateral. A deposit secured loan offers predictable monthly installments and by securing your loan with your Bar Harbor Bank & Trust deposit account you can get a lower interest rate.

Overdraft Line of Credit

Protect your checking account from overdraft fees with our Overdraft Line of Credit.

Contact us or stop by your nearest branch location to learn more and apply for a personal loan.











1 Pre-owned vehicle loan amount not to exceed the value of the vehicle as identified in the most recent NADA guide.
All applications are subject to credit approval.
Image of hands holding a smartphone with the Bar Harbor Mortgage app in front of a house

Bar Harbor Mortgage App

Compare different loan scenarios, submit your application, and monitor your loan status right from your smartphone.

Get started with Bar Harbor Mortgage