Bar Harbor Bank & Trust thinks managing your business’s banking should be easy. We offer a variety of checking accounts to simplify your banking. Our business checking accounts are also designed to move your business forward with the financial tools you need to manage your cash the way you want - all with the support of your local community banker who is here for you whenever you need advice or support.
From a single log in, check your account balance, transfer funds, view eStatements, pay bills, and much more.
The free1 app for web-enabled mobile devices like smartphones and tablets lets you bank safely and securely from anywhere.
This free app allows you to monitor your debit card usage, turn your card on and off, set custom alerts, and more.
Store your Bar Harbor Bank & Trust Debit Mastercard® in your smartphone and pay right from your phone.
Compare Checking Accounts
| Account Features | Easy Business Checking | Relationship Business Checking | Business Interest Checking | Non-Profit Checking |
|---|---|---|---|---|
| Minimum to Open | $100 | $100 | $100 | $100 |
| Monthly Service Charge | No | $10 | $10 | No |
| Ways to Waive the Monthly Service Charge | N/A | Maintain a $5,000 minimum daily balance or a $25,000 outstanding commercial loan balance | Maintain a $15,000 minimum daily balance | N/A |
| Free Item Limit (debit or credit) | 150 | 500 | 300 | N/A |
| Fee Per Item (debit or credit) After Free Limit | $0.35 | $0.35 | $0.25 | None |
| Earns Interest | No | No | Yes, tiered rate | No |
| Cash Handling Fee | None | None | None | None |
| Free access to Bar Harbor Mobile and Bar Harbor Online1 | Yes | Yes | Yes | Yes |
| Free Bar Harbor Bank & Trust Debit Mastercard® with EMV Chip Technology | Yes | Yes | Yes | Yes |
| Paper Statement Fee | $3 (waived when you enroll in eStatements) | No | No | No |
| Check Images Available | Online banking only | Included on statement and in online banking | Included on statement and in online banking | Included on statement and in online banking |
Need help deciding on what account is best for you? Try our Account Finder tool.
When opening an account at Bar Harbor Bank & Trust, the Beneficial Owner(s) Certification Form must be completed by an individual authorized to open accounts or provide information on behalf of the legal entity. Visit the Beneficial Ownership Certification page to learn more and download the form.
Small Business Checking Frequently Asked Questions
Q. What do I need to open a business checking account?
A. Depending on the type of your business, you may need different materials to open your account. Visit our Opening a Business Account Checklist to get started.
Q. How do I order small business checks?
A. We have partnered with Deluxe to provide safe and convenient options to order checks:
- By phone: 1-800-865-1913
- Online: Order directly with Deluxe, our preferred check provider, by visiting their website
- Online: Order from within Bar Harbor Business Online
- In person: Find a Branch
When you place your order using any of these convenient options, be sure to select your check style and confirm the following:
- Name and address
- Routing number (Bar Harbor Bank & Trust’s routing number is 011201759)
- Account number
- Check starting number
1 Internet service provider fees and/or mobile carrier fees for messaging and data plans may apply.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Bar Harbor Bank & Trust pursuant to license by Mastercard International Incorporated.
Apple, the Apple logo, Apple Pay, and the App Store are registered trademarks of Apple Inc., registered in the U.S. and other countries and regions. Google Play, the Google Play logo, Google Pay and the Google Pay logo are registered trademarks of Google LLC.
